How do I receive dollars from foreign freelance clients in Nigeria?

Question

Seeded question. The 9jah team wrote this question and its answer on 2 September 2026 to start the site. The answer was checked on that date, but prices and rules in Nigeria change, so add what you know or correct it below.

Client in the US wants to pay me monthly. Which service lets me receive USD and convert to naira?

9jah · Accepted Answer

Common options in 2025 and 2026:

Payoneer, Grey and Geegpay give you USD, GBP or EUR receiving details and let you withdraw to a naira account at their rate.
Wise gives receiving details and can pay out to a Nigerian bank in naira.
Deel and Remote, if the client uses them, pay contractors to a bank or a Payoneer account.
PayPal is not reliable for receiving in Nigeria; most personal accounts can only send.

A domiciliary account at your bank can also receive a wire, with a bank charge and a slower clearing. Whatever you use, keep invoices, because the income is taxable in Nigeria.

Checked by the 9jah team on 2 September 2026. Corrections welcome.

How do I receive dollars from foreign freelance clients in Nigeria?

1 Answers